RT Journal Article T1 ‘Digital divide’ among European entrepreneurs: Which types benefit most from ICT implementation? A1 Millán, José María A1 Lyalkov, Serhiy A1 Burke, Andrew A1 Millán Tapia, Ana María A1 Stel, André van K1 Digital divide K1 ICT adoption and usage frequency K1 Entrepreneurial earnings K1 Inertia effects K1 Types of entrepreneurship K1 European Working Conditions Survey K1 Europe AB This paper explores the extent to which information and communication technology (ICT) is used by different types of self-employed individuals and how it affects their earnings. We investigate independent own-account workers (IOA), self-employed with employees (SEwE) and dependent self-employed workers (DSEW). Using recent survey data for 35 European countries, we find that earnings rise with the level of ICT use but only from a threshold of utilisation accounting for at least 25 per cent of the time. Moreover, we find that the increase in earnings associated with ICT adoption and usage is larger for SEwE types when compared to both IOA and DSEW. Finally, we find an indirect negative inertia effect of job tenure (i.e., entrepreneurs who have been running their business for a relatively long period of time) on earnings (via low ICT adoption and use). Policy implications are also discussed. PB Elsevier YR 2021 FD 2021-03 LK https://hdl.handle.net/10433/22160 UL https://hdl.handle.net/10433/22160 LA en NO José María Millán, Serhiy Lyalkov, Andrew Burke, Ana Millán, André van Stel, ‘Digital divide’ among European entrepreneurs: Which types benefit most from ICT implementation?, Journal of Business Research, Volume 125, 2021, Pages 533-547, ISSN 0148-2963, https://doi.org/10.1016/j.jbusres.2019.10.034. NO Departamento de Economía Financiera y Contabilidad. Universidad Pablo de Olavide. DS RIO RD May 8, 2026